EDUCATIONAL LOAN

Finance won’t hold back your dreams anymore!

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Avanse

Benefits of choosing Avanse Education Loan through Gostudy?

  • Complete loan processing in 4 to 10 working days
  • Get Pre Approved loan approval up to ₹60 lakhs within 5 days
  • Access funds with no collateral required
  • Partial Simple Interest Rs. 2,000 to Rs. 5,000/month
  • Loans are available even with CIBIL deviations
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HDFC Credila

Benefits of choosing HDFC Credila through Gostudy

  • Partial Simple Interest of Rs. 5,000 per month
  • Collateral-Free Loan Up to Upto 60 Lakhs
  • Loans are disbursed within 4 to 10 working days
  • Eligible for tax claims under the Income Tax Act
  • Secure loans even before admission
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Axis Bank

Benefits of choosing Axis education loan through Gostudy

  • Repayment options: moratorium for the course plus 1 year
  • Secure pp to ₹75 lakhs without any collaterals
  • Interest rates begin at 9.99%, with competitive fees offered
  • Loans are processed within 15 days
  • Eligible for tax benefits under the Income Tax Act
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Bank of Baroda

Benefits of choosing Bank of Baroda through Gostudy

  • Repayment period ranges from 10 to 15 years
  • Offers up to ₹1.5 crore with collateral for students
  • Interest rates start from BRLLR + 1.75%
  • No processing fees for loans up to ₹7.50 lakhs
  • Loans are processed and disbursed within 15 working days
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ICICI

Benefits of choosing ICICI Education Loan through Gostudy

  • Repayment tenure ranges from 10 to 14 years
  • Up to ₹3 crore without collateral for students
  • No margin requirement for loans to students
  • Easy and hassle-free digital process, with no branch visits required
  • Tailored educational loan products
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Auxilo

Benefits of choosing Auxilo through Gostudy

  • Various repayment options to fit your financial situation
  • Up to 100% financing available without collateral
  • Benefit from competitive interest rates starting at 11.5%
  • Fast loan processing and disbursal to ensure timely access
  • Provides additional perks such as pre-visa disbursement.
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IDFC First

Benefits of choosing IDFC Education Loan through Gostudy

  • Repayment tenure ranges from 10 to 14 years
  • Up to 75 lakhs without collateral for category-based institutions
  • Offers up to 100% of the Education Cost with collateral
  • Easy and hassle-free digital process, with no branch visits required
  • Provides education loans across most parts of India
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INCRED

Benefits of choosing INCRED Education Loan through Gostudy

  • No Upper-Limit in the Loan Amount
  • Best Interest Rates in the Market
  • Minimal documentation for Collateral Loans
  • Loan Processing on Priority basis
  • Customized Loan Packages and Services
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MPower

Benefits of choosing MPower Education Loan through Gostudy

  • Low interest-rate Loans with High Limit
  • 6-month post graduation grace period
  • Completely Online and Hassle-free Process
  • All your expenses covered under one roof
  • No CIBIL Score criteria
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Prodigy

Benefits of choosing Prodigy Education Loan through Gostudy?

  • Cheapest Interest Rate
  • No Penalty for Early Payment
  • Covers Entire Study Expenses
  • No Marginal Cost
  • Acceptance Document not needed for Collateral free Loans
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SBI

Benefits of choosing SBI Education Loan through Gostudy?

  • Repayment period ranges from 10 to 15 years
  • Offers up to ₹1.5 crore with collateral for students
  • Loans are disbursed within 30 working days
  • SBI offers pre-admission sanction letters based on the student’s profile
  • Loan sanction before i20/CAS/Visa
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Tata Capital

Benefits of choosing Tata Capital Through Gostudy?

  • Cover the rising costs of quality education
  • Flexible, customized financing options are available.
  • Access specialized overseas study loan schemes
  • Enjoy tax benefits on interest payments
  • Benefit from Post-Study Moratorium Period
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Yes Bank

Benefits of choosing Yes Bank through Gostudy?

  • No Collateral Required for Loan Approval
  • Flexible Repayment Options
  • 1-Minute In-Principle Loan Approval
  • Quick Loan Disbursal for Immediate Needs
  • Competitive interest rates

Choose your best product

  • Avanse

  • HDFC Credila

  • Axis

  • Bank of Baroda

  • ICICI

  • Auxilo

  • IDFC

  • SBI

  • INCRED

  • MPower

  • Prodigy

  • Tata Capital

  • Yes Bank

Why Gostudy?

At Gostudy, we ensure that financial barriers don’t hinder your dreams of studying abroad. As trusted loan partners with top banks and NBFCs, we help you secure the best interest rates on study loans.

  • Free services with high approval chances

  • Tie-up with leading Indian banks

  • Collateral-free loan options available

  • Zero EMI during the study period

  • Flexible repayment terms: 7-12 years

  • Low interest rates of up to 9% for students

  • 100% digital & paperless application process

  • Quickest loan sanction in the industry

Others
  • Paid services with low approval chances

  • Very less tie-ups with banks

  • Loan options not flexible

  • Expensive EMI rates

  • Inflexible repayment terms

  • High interest rates

  • Manual & paperwork-heavy application process

  • Delay in Loan Processing

How it works?

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Our University Partners

We can help you study abroad

Ajith

Green tick

Head of Operations

With 7 years of innovative expertise, Ajith is a trusted educational loan specialist offering expert financial support.

His commitment to finding the best financial solutions makes him an invaluable resource.

Loan SpecialistStrategist

Bharath

Green tick

Loan Consultant

With 4 years of experience, Bharath specialises in securing essential approvals for educational loans.

He provides tailored guidance to align your profile with your financial needs.

Approval ExpertFocused

Dinesh

Green tick

Loan Consultant

Whether you need assistance with loan applications or understanding your financial options, Dinesh is ready to offer!

His friendly and approachable nature makes him a trusted educational loan specialist.

Reliable AdvisorFlexible

Kamalanathan M

Green tick

COO

With over 20 years of experience, Kamalanathan expertly guides students through securing educational loans.

His unwavering dedication ensures top-notch support throughout the entire process.

Industry ProExperienced

Karthik SP

Green tick

Loan Consultant

With four years of student-focused experience, Karthick efficiently addresses and resolves educational loan queries.

His expertise ensures you receive tailored solutions for securing your financial aid.

Loan guideProblem Solver

Naveen Santhosh

Green tick

Loan Consultant

With years of expertise in managing student loans, Naveen provides exceptional support with confidence and positivity.

His remarkable assurance helps students navigate the loan process smoothly and successfully

Expert handlingReliable

Shanthi

Green tick

Loan Consultant

With over 15 years of experience, Shanthi excels in student loan strategies and profile enhancement.

She is your go-to contact for expert guidance in building a robust financial profile.

KnowledgeableSupportive

Success Stories

Mathews Jomy

MSc in PM - ESLSCA Business School

I had an exceptional experience with Go Study , which played a pivotal role in helping me achieve my dream of pursuing a master's degree in Paris, France. The process was smooth and well-organized, thanks to their expert guidance at every step. A special mention goes to Riya, whose unwavering support and personalized assistance made the entire journey stress-free. She was always available to answer my questions, help with the paperwork, and offer invaluable advice. Thanks to Riya and the dedicated team at Go Study , I am now studying in one of the most beautiful cities in the world.

Chandraleka Viswanaath Santhamani

MEngSc in Chemical Engineering - UCD

I want to express my heartfelt thanks to my counselor, Thiru, for his outstanding support throughout my application process. His guidance and expertise played a crucial role in helping me secure an offer from University College Dublin (UCD) in Ireland. I am also thrilled to share that I received a €10,000 scholarship, which would not have been possible without Thiru's diligent efforts. A special thanks to Nagendran, who assisted me with the visa process. His thorough knowledge and prompt help ensured that I received my visa approval smoothly and without any hassle. I am incredibly grateful to both Thiru and Nagendran for their invaluable assistance, which has made my dream of studying in Ireland a reality. I highly recommend their services to anyone looking for professional and reliable support in their educational journey.

Abhishek Pawar

MSc Data Analytics - National College of Ireland

I had an outstanding experience with Go Ireland and Mateen. They took care of everything, from preparing for English proficiency exams to selecting courses and finding excellent accommodation. As a working professional, I was struggling to find time for the visa and admission process, but Go Ireland and Mateen handled everything with expertise, making the entire process incredibly smooth for me. Mateen supported me at every stage of this journey. I truly believe they are the best in the market, and I would give them a 10 out of 10 for their service and support. Thanks a lot.

Anand Mathew

MSc in International Management -UOG

I recently applied for an Ireland student visa through GoStudy, and I must say the entire process was exceptionally smooth. I want to extend my heartfelt thanks to Riya from the Chennai branch, who handled my visa application with utmost professionalism. Riya provided a clear picture of the entire process and guided me every step of the way. Her expertise and assistance were invaluable, and I am incredibly grateful for her support. I also want to thank Vineetha, the counselor at the Kerala branch, for her help. Riya truly stands out as an excellent counselor, and I’m thankful for her guidance throughout this journey. She is number one in my book!

Kevin Jones

MSc in Project Management - ESLSCA Business School

I want to express my heartfelt gratitude to Riya ma’am and the entire team at GoStudy for their exceptional assistance in securing my visa for Masters in Project Management in France. Riya's ma’am’s dedication, attention to detail, and prompt communication made the entire process seamless and stress-free. Her professionalism and willingness to go the extra mile were truly commendable, and I couldn't have done it without her support. I highly recommend Riya ma’am and GoStudy to anyone in need of visa assistance or study abroad services. Thank you, for making this important step so much easier!

Kusuma Kotteti

MSc Software Engineering - ESIGELEC

I had the best experience with RIYA and Sundhari for my master's application process through this Consultancy, and I must say their guidance was invaluable. Both are incredibly knowledgeable and provided exceptional support every step of the way. Riya handled my visa process seamlessly, ensuring a smooth and successful application. Thanks to their expertise and dedication, I am now on my way to pursuing my master's in France. I highly recommend this consultancy and the entire team for their outstanding service, thank you for helping with my visa process Riya.

Monica Mani Subramanian

MSc in Business Analytics - DBS

Ramya is my consultant in Goireland. She is a super helper! I am happy to say that i got a best consultant. She made everything so easy for me. From day one she has been giving excellent guidance for applying to the college, loan process and other essential documents. She always came up with the best solutions when I was stuck on any kind of issue. Whenever I had questions, she was always there to help, no matter what time it was. She is one of the main reasons that I am here today because of her kindness and support. Thank you for being so amazing and for always making me feel so comfortable. She never hesitated to clarify my doubts. I chose DBS because of her. For that, I am grateful for her. Thanks a million Ramya!

Siddharth Ratheesh

MSc in Computer Science - EPITA

I had an outstanding experience with GoStudy while planning my master’s in Ireland. Sundari was incredibly efficient, quickly providing me with a tailored list of courses and guiding me seamlessly through the application process. After receiving an offer, Mr. Vigneshwar N expertly handled the visa process, offering clear guidance on documentation and cover letters. Their prompt responses and attention to detail made the entire journey smooth and stress-free. I’m deeply grateful for their support and highly recommend GoStudy to anyone looking to study abroad, particularly in Ireland.

Niveditha Vudhayagiri

MSc in Financial Data Science - UCD

It was very helpful from consulting about courses in France up until obtaining visa. Highly recommend Gostudy to all who are aspiring for abroad studies. Especially my consultant Riya who has been with me in every step of the process.

Trust us on helping you with what you need!

FAQ’s

What interest rates are applicable for educational loans?

Interest rates vary depending on the lender, loan type, and financial profile. We will help you understand the rates available and find the most favourable terms.


How long does it take to get an educational loan approved?

The approval time varies based on the lender and the completeness of your application. Typically, it takes a few weeks. We will keep you informed throughout the process to ensure timely approval.


What are the eligibility criteria for an educational loan?

Eligibility typically depends on factors such as the course of study, the chosen institution, academic record, and financial need. Specific criteria may vary, so we’ll help you out with it.


What documents are required to apply for an educational loan?

Commonly required documents include proof of admission, academic records, identification proof, income statements, and details of the co-signer. We will provide a detailed checklist.


What is the loan repayment process and tenure?

Loan repayment terms vary depending on the lender and loan type. Typically, repayments start after a grace period following course completion.

Contact us

Anna Nagar

Door No. 61, 1st floor, Anna Nagar East, Chennai, Tamil Nadu - 600102

Chennai Branches

Anna Nagar

Door No. 61, 1st floor, Anna Nagar East, Chennai, Tamil Nadu - 600102

Nungambakkam

KRAS Building, No. 63, 3rd floor, Mahatma Gandhi Salai, Nungambakkam High Road, Nungambakkam, Chennai, Tamil Nadu - 600034

Adyar

Plot No. 58, Door No. 27, 3rd floor, 1st Main Road, Gandhi Nagar, Adyar, Chennai, Tamil Nadu - 600020

Velachery

No. 52/159, Velachery Main Road, Next to Gurunanak College and Near Phoenix mall, Chennai, Tamil Nadu - 600042

Ashok Nagar

No. 3/A4, New No. 43 & 44, Old No. 96 & 97, 1st floor, 11th Avenue, Ashok Nagar, Chennai, Tamil Nadu - 600083

Tambaram

No. 60, 1st floor, above Mercy Electronics, Rajaji Road, Tambaram West, Chennai, Tamil Nadu - 600045

Pallikaranai

9/29, 5th St, Kamakoti Nagar, Pallikaranai, Chennai, Tamil Nadu 600100


Bangalore

No. 24, Seven Hills, 3rd floor, 1st Cross street, Magrath Road, next to Garuda Mall, Bengaluru, Karnataka - 560025

Hyderabad

3rd Floor Office No 315, Sri Ram Towers, Nest, Mega City, Workafella, 6-3-252/2, Irram Manzil Colony, Banjara Hills, Hyderabad, Telangana 500082

Mumbai

WeWork Raheja Platinum, Saug Baug Road, Off Andheri-Kurla Road, Marol, Andheri East, Mumbai, Maharashtra - 400059

Pune

WeWork Futura, Magarpatta Police Station Road, Next to SEASONS MALL, Kirtane Baugh, Magarpatta, Hadapsar, Pune, Maharashtra - 411028

Coimbatore

Mayflower Valencia, 5th floor, 2B, Nava India Bus Stop, Avinashi Road, Udayampalayam, Coimbatore, Tamil Nadu - 641006

Trichy

T.S No. 65/2, 2nd Floor, D Block - 18, Thillai Nagar 11th Cross Street, Tiruchirapalli, Tamil Nadu - 620018

Pondicherry

No. 21, Sakthi Towers, 2nd Floor, Natesan Nagar, Puducherry - 605005

Hosur

No.81/2, 2nd Floor, AR Complex, Bagalur Road, Near GRT Jewellers, Hosur, Tamil Nadu - 635108

Karimnagar

1st floor, Vennamaneni Complex, 7-1-475, Old Labor Adda Road, Vidyanagar, Mankamma Thota, Karimnagar, Telangana - 505001

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€4000 Scholarship on admit | SOP & LOR preparation
Education Loan | Visa Assistance

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Do you want us to help you?

No processing fee | Application fee waiver
€4000 Scholarship on admit | SOP & LOR preparation
Education Loan | Visa Assistance

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